• 4am@lemmy.zip
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    4 days ago

    My landlord was like this until she saw housing prices increasing. Decided to divorce her husband and take over the property we were living in. Because of the state we live in and that she had not signed a paper lease with us that year (and we did not bring it up for fear of rent increases), she kicked us out with 30 days notice, after never missing a payment for nearly 10 years. She did move in but now the place is rented out again.

    We anded up buying a house by crushing all our savings and overbidding with inspection waived in a market full of house flippers and corporations at the highest prices of all time. We make high salaries and our housing costs tripled, just in time for Trump 2.0 so now all of our other costs are doubled. We are house poor and living like we used to when we had a shitty apartment right after my wife graduated college, when we made less than a third what we do now.

    All the progress just to be backstabbed by a landlord. No, I don’t trust them, I don’t trust any of them. Mao was right.

    • kameecoding@lemmy.world
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      3 days ago

      Why didn’t you rent someplace else or go with a cheaper house?

      I mean all’s fair for calling out the shitty behavior of the landlord but then your actions after that seem rather self-inflicted, you could have just downsized if you couldn’t afford the place you are in and not become house poor.

      I want to drive a fucking porsche, but I can’t afford it without going broke so I drive my 12 year old Hyundai.

      Edit: I see personal responsibility is not a big thing for lemmings, sure Op got screwed by their landlord by putting him on the street with 30 days notice, but then the landlord didn’t hold a gun to their head to buy a home they can’t afford and make him and wife house poor, that was all on them…

      • 4am@lemmy.zip
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        2 days ago

        Everything in my area was in probate or was falling apart - would have taken months and just as much money to make them livable (I’m talking collapsing plaster, leaky windows and roofs, asbestos, unfinished renovations, etc). It’s a great area but NOTHING was for sale (our agent said the amount of homes on the market at the time was less than 1/5th what it normally was). We had to fight against house flippers and corporations for bids (and we lost two) and we only had 30 days. I didn’t want to move my daughter out of the area where her friends were nearby and the schools are good. I can’t rent because no one allows pets anymore and we have a large dog. We didn’t want to quit our jobs and try to find new ones in a market where it was unlikely either of us would find work in our field (and it’s only gotten worse since). No matter what we did we were going from renting at around 20% of our net income to buying around 45%; even at a smaller place; even renting, it would have been the same. Honestly we made the right decision moving where we did considering what else was available.

        But besides all that

        No one would have had to panic buy while trying to save their lives that we worked DECADES to get to because of someone else’s infidelity or whatever if that bitch didn’t give us the boot for her own selfish reasons. Which is why: fuck landlords. Which was the point of my post. Why should my life get turned upside down because of some fucking cunt and her greed and/or divorce? Why even have a system where she can spend my paycheck for 10 years and then just flip me the bird?

        Why don’t you go fucking lecture someone else, asshole.

        • kameecoding@lemmy.world
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          18 hours ago

          Here is the thing man, if you have a daughter and a career and you have settled down and don’t want to be forced out, buy your own house… Renting exists for people who are okay/want flexibility and having/needing to move, if you have settled down and don’t want to be exposed to the risk of being forced out, buy your own home.

          I know introspection and personal responsibility are not your strong suits, but basically you exposed your family to the risk of losing your housing and then you blame someone else for it…

          No matter what we did we were going from renting at around 20% of our net income to buying around 45%; even at a smaller place; even renting, it would have been the same. Honestly we made the right decision moving where we did considering what else was available.

          I mean I hope you did some Rent Vs Own Calculations, but if you wanted to settle down in that area yeah, then you did make the right decision, just a bit too late, once you got forced into it.

          Here are two great videos on rent vs own. if you want learn some financial literacy, if don’t ignore it. https://youtu.be/aU7v87EhDBI

          https://youtu.be/IPXhBgJlpws

          p.s.:

          Why even have a system where she can spend my paycheck for 10 years and then just flip me the bird?

          if you have a 30 year mortgage you are paying more interest than principal for about 20 years, basically paying for the profits of the bank and then if you go bankrupt you lose the house anyway and get flipped bird, just FYI.

          Because of the state we live in and that she had not signed a paper lease with us that year (and we did not bring it up for fear of rent increases), she kicked us out with 30 days notice, after never missing a payment for nearly 10 years

          First of all paying your obligations on time is not a flex and doesn’t earn you special treatment, most people do this… Secondly, you clearly just wanted to keep paying the same rent in an area where costs went up, I refer to you my video above by Ben Felix, really well timed for your situation to learn some things from it…

      • diffaldo@lemmy.dbzer0.comOP
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        3 days ago

        Finding fault with the good renter who did everything by the book is deplorable.

        As you know we are in housing crisis and finding affordable house is extremely difficult. Maybe they couldnt find an available house in their area. You dont know their situation.

          • CileTheSane@lemmy.ca
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            3 days ago

            Housing isn’t a luxury, you can’t just decide “prices are too high right now, I’m not going to buy / rent any of these places.” What are they going to do, live out of their car until prices come down?

                • kameecoding@lemmy.world
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                  2 days ago

                  You want to tell me that all options in an area completely disappeared? As in all cheaper houses are gone, moving further away from the city and buying cheaper there. All other rent options that wouldn’t have tripled OPs housing cost, all of that is gone?

                  I will need some proof for that to believe, thanks.

                  • CileTheSane@lemmy.ca
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                    2 days ago

                    I will need some proof for that to believe, thanks.

                    What proof would you accept? Do I need to list every single house that is for sale and rent within a certain area?

                    I’m not interested in your sealioning. You are asking for proof that you know is literally impossible to provide ("how do I know that is every listing?) and we both know even if I could provide it the goal posts would move to “just move somewhere else then” as if that is cheap and easy and readily available to everyone.

                    You are being disingenuous at best, or you are completely ignorant as you how unreasonable your ‘argument’ is. Either way there is no value in continuing.