• kameecoding@lemmy.world
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    2 days ago

    Here is the thing man, if you have a daughter and a career and you have settled down and don’t want to be forced out, buy your own house… Renting exists for people who are okay/want flexibility and having/needing to move, if you have settled down and don’t want to be exposed to the risk of being forced out, buy your own home.

    I know introspection and personal responsibility are not your strong suits, but basically you exposed your family to the risk of losing your housing and then you blame someone else for it…

    No matter what we did we were going from renting at around 20% of our net income to buying around 45%; even at a smaller place; even renting, it would have been the same. Honestly we made the right decision moving where we did considering what else was available.

    I mean I hope you did some Rent Vs Own Calculations, but if you wanted to settle down in that area yeah, then you did make the right decision, just a bit too late, once you got forced into it.

    Here are two great videos on rent vs own. if you want learn some financial literacy, if don’t ignore it. https://youtu.be/aU7v87EhDBI

    https://youtu.be/IPXhBgJlpws

    p.s.:

    Why even have a system where she can spend my paycheck for 10 years and then just flip me the bird?

    if you have a 30 year mortgage you are paying more interest than principal for about 20 years, basically paying for the profits of the bank and then if you go bankrupt you lose the house anyway and get flipped bird, just FYI.

    Because of the state we live in and that she had not signed a paper lease with us that year (and we did not bring it up for fear of rent increases), she kicked us out with 30 days notice, after never missing a payment for nearly 10 years

    First of all paying your obligations on time is not a flex and doesn’t earn you special treatment, most people do this… Secondly, you clearly just wanted to keep paying the same rent in an area where costs went up, I refer to you my video above by Ben Felix, really well timed for your situation to learn some things from it…