My work around was keeping the phone number but not on my phone so I never lose it like that.
Specifically I ported it to Google voice where its just parked with no monthly cost (there was a 1 time port cost). I’m not logged in to voice ever so the anti-privacy of google doesn’t apply. Any text messages I receive get forwarded to a non google email (but thats few and far between).
I’m sure there are other similar options out there, but I did what I knew and its been fine.
Correct. In the US there is no entity that is supporting it. Technically any of our banks could create an app that supports it, but they’re lazy and cheap.