• NorskSud@lemmy.ptOP
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      6 days ago

      Well this is basically a cooperative of banks, does that count?

      SIBS from Portugal has a total monopoly in the country as all banks are in it.

        • NorskSud@lemmy.ptOP
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          6 days ago

          Some of those banks are cooperatives themselves. Anyway, the alternative is to continue totally dependent on US finance companies, so there’s that.

          • keepthepace@tarte.nuage-libre.fr
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            5 days ago

            I’ll root for the cooperatives. I doubt there is a substantial difference in terms of ethics between regular US banks and regular EU banks.

            • NorskSud@lemmy.ptOP
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              5 days ago

              Ethics is not the main concern here, but financial sovereignty. The ethics of US banks depends in big deal on whoever occupies the White House and their domination of digital payments can easily be used against us. So yeah, plenty to celebrate from getting our own digital payment alternative.

              • keepthepace@tarte.nuage-libre.fr
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                5 days ago

                Banks have a long history of dealing with partners regardless of their ethics. They were one of the main brakes to implement sanctions against Russia. They are the main blockers to fight tax havens. To be frank, I’ll root for a US cooperative bank before I root for a EU for-profit one.

                So yes, getting out of VISA/Mastercard is definitely needed, yay at that. But there is more to fix in the banking sector than dependency on the US.